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Mr. Motilal Oswal
Mr. Motilal Oswal is the Managing Director & CEO of Motilal Oswal Financial Services Ltd. (MOFSL). He is a Chartered Accountant and started the business along with co-promoter, Raamdeo Agrawal in 1987.
Oswal has served on the Governing Board of the BSE, Indian Merchant’s Chamber (IMC) and has also served on various committees of BSE, NSE, SEBI and CDSL. He is the President of the Jain International Trade Organization (JITO) and has been awarded the Rashtriya Samman Patra by the Government of India for being amongst the highest income tax payers in the country for a period of 5 years.
For his work and contribution to the capital markets, Mr. Oswal has been felicitated with several awards and accolades including:
‘Excellent Business Achiever in Financial Services’ Award by the Institute of Chartered Accountant of India
‘Rajasthan Ratna Manav Seva’ Award by Manav Seva Trust
‘Special Contribution award to Indian Capital Markets’ Award by Zee Business
The Hall of Fame for Excellence in Franchising’ by Franchising World Magazine
‘Champion of Arthshastra’ by the Rotary Club
‘Durgadevi Saraf Puraskar’ by Marwadi Sammelan for extraordinary contributions in the field of Trade & Industry
Samaj Ratna’ Award at the hands of Her Excellency President Smt. Pratibhatai Patil in Rashtrapati Bhawan
Mr. Oswal has authored two books of quotations on ‘The Essence of Business & Management’ and ‘The Essence of Life’.
Mr. Amar Bahl
Deputy Managing Director & COO
Mr. Amar Bahl has a rich domain experience of over 21 years in the Financial Services industry. He has
worked on both sides of the balance sheet - Assets and Liabilities. His last assignment was with ART
Housing Finance "Fintech Initiative in Affordable Housing Loans" as President and COO with a clear focus
on sustainable model with the right processes, systems, digitization, and portfolio quality.
Prior, to ART Housing, he has worked with Reliance Capital and Reliance Home Finance as SVP and
Business Head of Affordable Housing, Home Loans, and Construction Finance. He was instrumental in
creating AUM of 12000 Cr + in Home Finance and 10000 Cr + in Commercial Finance.
Amar is pursuing his Doctorate in “Financial Inclusion” from IIM Shillong. He is a 1999 batch MBA from
MDU and holds a Bachelor's Degree in Commerce from Delhi University.
Mr. Arvind Hali
Managing Director & Chief Executive Officer
Mr. Arvind will be responsible for driving broad-based strategy, strengthening operations and scaling the
He holds a masters degree from the University of Mumbai and comes with more than two decades of
experience in the financial domain. He was previously associated with Art Housing Finance Ltd
wherein;he was designated as the MD & CEO of the company. His key areas of expertise are in
Consumer, Retail & MSME lending space, Consumer Loans (Secured and Unsecured), Home Loans
(Urban and Semi-Urban), Mortgages (LAP-Urban, Semi-Urban & Semi-Rural) and MSME Loans (Secured
Prior to Art Housing, Arvind has been associated with various financial organizations such as Intec
Capital, AU Financiers limited, Capri global, Dhanlaxmi Bank, Reliance Capital Ltd, Standard Chartered
Bank, and GE countrywide.
He has been instrumental in launching Companies, Business Units, Products and Services in his past
organizations. His core strengths are Strategic Planning, Product development, Innovation, Digitalization
& Technology Deployment and many more.
Mr. Navin Agarwal
Mr. Navin Agarwal is the Managing Director of Motilal Oswal Financial Services Limited. He is
responsible for the Institutional Broking & Investment Banking Businesses and has been
building a market leading position in the Institutional Broking business. Under his leadership,
has been rated as The Best Indian Brokerage House by Asiamoney. Leveraging on the dominant
positioning in institutional business, he has also been instrumental in building an Institutional
Derivatives business when derivative products were introduced in the Indian markets. As a member
the board, Mr Agarwal believes in leveraging the core strengths of a strong brand, a vast
network and unmatched research capabilities and has been closely involved in strategizing and
reviewing all the other business of the MOFSL.
He started his career as a Senior Analyst with Insight Asset Management in 1994. In the year
was appointed the Head of Research & subsequently took up the additional responsibility of
Management in 1998. Mr. Navin Agarwal is affiliated with prestigious organizations like
Chartered Accountants of India, Institute of Cost and Works Accountant of India, Institute of
Secretaries of India and CFA Institute, Virginia.
He has also co-authored a Book ‘India’s Money Monarchs’ featuring interactions with India’s
investment managers. His hobbies are reading and travelling.
Mr. Raamdeo Agrawal
Mr. Raamdeo Agrawal is a Chartered Accountant and the Chairman of Motilal Oswal Financial Services Limited (MOFSL). He is the man behind the strong research capabilities at Motilal Oswal Financial Services Ltd. A keen believer and practitioner of the QGLP philosophy, his wealth creation insights and decades-rich experience have played a pivotal role in MOFSL, transforming it from a small stock broking firm to a well-diversified financial services company.
Mr. Agrawal is an Associate of Institute of Chartered Accountants of India and also a member of the National Committee on Capital Markets of the Confederation of Indian Industry. He has received the “Rashtriya Samman Patra” awarded by the Government of India for being amongst the highest Income Tax payers in the country for a period of 5 years from FY95–FY99. He was also conferred with the ‘Special contribution to Indian Capital Market Award’ by Zee Business in 2011.
Mr. Agrawal has been authoring the annual Motilal Oswal Wealth Creation Study since 1996. In 1986, he wrote the book ‘Corporate Numbers Game’, along with co-author, Ram K Piparia. He has featured on `Wizards of Dalal Street on CNBC TV 18` and also compiled a book of investing insights called ‘Wealth Creation Thoughts’.
Ms. Smita Gune
Ms. Smita Gune is finance professional with over 30years of experience in banking and financial
services industry having worked in Hinduja Hospital (Finance team), Tata Finance Ltd, ICICI
Bank. She was the nominee Director of Sakthi Sugars Ltd. and Arvind Brands Ltd and is currently
the director of business risk management at ANB – A risk management consultancy. Mrs. Gune is a
member of Institute of Chartered Accountants of India and Institute of Internal Auditors.
Mr. Sanjaya Kulkarni
Mr. Sanjaya Kulkarni is an engineer from IIT Mumbai and has done MBA from IIM Ahmedabad. He has
over 40 years of experience in banking and financial services industry. He is presently an
advisor and an investment committee member of the private equity funds and the real estate funds
of Motilal Oswal group
Ms. Divya Momaya
Mrs. Divya Momaya has done B.com from Garware College of Commerce, University of Pune
and is a qualified member of Institute of Company Secretaries of India (ICSI) and Qualified
Independent Director from IICA and a member of Institute of Directors (IOD). Mrs. Momaya
is a founder mentor of D. S. Momaya & Co. and possess more than 16 years of industry
experience. She have been into Whole-time Company Secretarial Practice for more than 12
years and is also a Board Mentor. Her Corporate Journey includes experience with Companies
like BSEL Infrastructure Realty Limited and Bombay Stock Exchange Limited.
Mrs. Momaya is also the Founder & Director of MMB Advisors Private Limited -
MentorMyBoard. MentorMyBoard is an initiative to train and groom Independent Directors,
Women Directors, Executive Directors and Corporate Executives for various Board Positions.
It also helps Companies setting up Board processes and policies in companies which helps
them in growing at faster pace.
She is the member and working committee member of various eminent organisations like
Jain International Trade Organisation (JITO), JITO Angel Network (JAN), IMC Chamber of
Commerce and Industry, CIMSME KDO Venture Katalyst, etc.
Mr. S. Y. Sankhe
Sr. Vice President - Legal & Company Secretary
Mr. Sankhe is post Graduate in Commerce and a member of Bar Council of Maharashtra and Goa. He is
also a fellow member of Institute of Company Secretaries of India and Associate member of Indian
Institute of Bankers.
Mr. S Y Sankhe has more than three decades of rich experience in Banking (Union Bank of India for
8 years), Legal, Secretarial and Finance in reputed listed companies. In his previous
assignment, Mr. Sankhe was with DHFL as Vice President – Company Secretary and Business &
Mr. Shalibhadra Shah
Chief Financial Officer
Shalibhadra Shah is the Chief Financial Officer of Motilal Oswal Home Finance Limited. He is qualified
Chartered Accountant from Institute of Chartered Accountants of India and Graduated from R.A. Podar
College of Commerce & Economics. Prior to joining, he was leading the Taxation Role at an eminent
CA Firm. Shalibhadra is a Finance professional with 17 years of experience spanning the entire gamut
of Finance, Accounts, Taxation & Compliance. Besides being a Finance professional, Shalibhadra spends
his spare time in Spiritual Development, Music & Enhancing Knowledge on Taxation.
Mr. Rajesh Goyal
Head – Collections
Mr. Goyal is having an experience of 25+ years in operations. He is been associated with Motilal
Oswal group for 11 years. He has worked with Karvy, Birla and UTI. He joined MOHF in 2017.
Mr. Tahir Shah
Head - IT
Mr. Tahir Shah brings in 19 years of rich technological experience in his current role at MOHF.
He is responsible for end to end implementation of MOHF technology platform. He plays a pivotal
role in providing comprehensive training of the lending application to the MOHF staff gearing
them up for optimal use of the technology platform
Mr. Subodh Kuckian
Regional Business Head - Mumbai & Rest of Maharashtra
Mr. Subodh Kuckian is a banking professional with 18 years of experience in housing finance
sector and is the Zonal head of Mumbai and Rest of Maharashtra.
Prior to joining MOHF, Mr. Subodh was associated with IDBI bank as Assistant General Manager &
Center Head – Home Loans, Mortgage Loans, Auto Loans and Educational Loans
Mr. Sachin Kotkar
Head - Insurance
Mr. Sachin Kotkar is a sagacious and result oriented marketing professional with 15 years of rich
and dedicated experience in Housing Finance and Insurance Services Industry. He is zealous and
adept in managing business operations with focus on top line & bottom line performances.
He has worked with reputed organizations like ICICI Prudential Life Insurance Company and ICICI
Home Finance across various levels. During his stint with his previous organizations, he has won
awards such as President Convention Trophy, Superstar and Rising Star award for his outstanding
Mr. Vivek Guleria
Head - Legal & Portfolio
Mr. Vivek Guleria has 14 years of experience in legal domain and corporate practices. He has
in-depth knowledge of legal aspects relating to finance, insurance, real estate and recoveries
In his last stint, he was Associate Legal Claims Head in Reliance General Insurance. Previously,
he has worked as Head – Legal initiation and recoveries at Mahindra Rural Housing Finance.